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FAQ Finance Department

FAQ Finance Department
Buying a new car should be fun, not stressful! Here are some frequently asked questions the Nissan of Silsbee finance department gets. If your question isn’t here, you can call our finance department at (409) 299-3221.

What if I have bad credit? Or no credit?
We’re here to work with you. Our first-time-buyers program assures that if you have no credit established, you’ll still be able to purchase your dream car.

Do I need to obtain my credit report before I go into the dealership?
While you don’t need to, it’s a good idea to know where you stand with your credit. You can get your annual free credit report from or a free credit score from

What will I be paying at the dealership?
If you’re buying, you’ll be paying a down payment, taxes, and registration fees up front. If you’re leasing, you might not have a down payment, but you’ll owe first month’s payment and a refundable security deposit.

How can dealership financing benefit me?
Financing at the dealership doesn’t only offer you convenience. Through dealership financing, you’ll have more financing options than at your bank, and you’ll have access to incentives that you can only get from the dealership.

For any more questions that you might have, call our friendly Finance Department at 409-299-3221, fill out the contact us form to the right, or stop by our dealership located in Silsbee, Texas, just a short drive from the Beaumont/Port Arthur area! We look forward to seeing you at Nissan of Silsbee where “we’re making deals the Silsbee way!”

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